{"id":14505,"date":"2025-05-02T21:33:16","date_gmt":"2025-05-02T21:33:16","guid":{"rendered":"https:\/\/finderica.com\/?p=14505"},"modified":"2025-05-02T21:33:16","modified_gmt":"2025-05-02T21:33:16","slug":"how-can-i-find-a-fiduciary-certified-financial-planner-to-get-us-ready-for-retirement","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=14505","title":{"rendered":"How Can I Find a Fiduciary Certified Financial Planner To Get Us Ready for Retirement?"},"content":{"rendered":"\n
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\"ScoreCard<\/p>\n

Dear Penny,<\/span><\/p>\n

How can I find the best fiduciary Certified Financial Planner to get us ready for retirement? I just read two articles from The SS on retirement, and we are woefully not ready financially, but I am SO ready mentally and physically! We live in Montgomery County, Maryland.<\/span><\/p>\n

Thanks!<\/span><\/p>\n

\u2014 Seeking Plans<\/span><\/p>\n<\/div>\n

Dear Seeking,<\/p>\n

Looking for a Certified Financial Planner (CFP) is a great start, because these are a type of advisor with a fiduciary duty to their clients. That means they have to advise you in your best financial interest (and can\u2019t, for example, advise you to make a risky investment only because they\u2019ll get a whopping commission for it).<\/p>\n

A CFP can help you manage money for your current expenses while planning for your retirement. They can advise you on specific investment moves, and if they\u2019re a Registered Investment Advisor (RIA) with the Securities and Exchange Commission, they can also manage your investments for you.<\/p>\n

The simplest place to find a credentialed CFP Professional is through the CFP Board\u2019s website, letsmakeaplan.org<\/a>. You can search by your city or address, and filter for those that provide retirement planning services.<\/p>\n

Financial planners offer a variety of services and cater to varying income levels, so you can seek a CFP who aligns with your needs.<\/p>\n

Set up a preliminary call with a CFP to ensure they\u2019re a fit. The CFP Board recommends asking these questions<\/a>:<\/p>\n

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5 Companies That Send People Money When They\u2019re Asked Nicely<\/h3>\n

When you log into your bank account, how do your savings look? Probably not as good as you\u2019d like.<\/p>\n

It always seems like an uphill battle to build (and keep) a decent amount in savings. But what if your car breaks down, or you have a sudden medical bill?<\/p>\n

Ask one of these companies to help\u2026<\/a><\/p>\n<\/div>\n<\/div>\n