{"id":12993,"date":"2025-04-05T04:56:48","date_gmt":"2025-04-05T04:56:48","guid":{"rendered":"https:\/\/finderica.com\/?p=12993"},"modified":"2025-04-05T04:56:48","modified_gmt":"2025-04-05T04:56:48","slug":"should-i-buy-an-extended-warranty-on-a-used-car","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=12993","title":{"rendered":"Should I Buy an Extended Warranty on a Used Car?"},"content":{"rendered":"<div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">A used auto warranty can provide financial protection against paying unexpected car repair costs, but it can also be a considerable investment with little or no direct benefit. Before purchasing an extended warranty for a used car, understand exactly what you\u2019re agreeing to pay for.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you don&#8217;t drive a lot and the car is only a few years old, in good shape, a reliable brand or a certified pre-owned car, you may not need a used auto warranty. On the other hand, if you&#8217;re on the road a lot, the car is old or not in top shape, and you think you might have trouble affording sudden repairs, it may be something to consider.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<div>\n<div>\n<div class=\"_3wlVa6 _2247K8 _3eCw6n\">\n<div class=\"_2uEIe_ BgIPML _3qs3CC paYFr8 _2bu9WG _1voSX6 _3xUsF1 _1sDoBL _119vwC _2R3hDK tyIZrI lending-customizable-marketplace-rate-table\">\n<div class=\"PIqV0k wnPEbn _3VJt4n oE4ByK _119vwC rAZD5f _3I_Yaw\"><span class=\"_3P4ktl zeCuXk _28z5Fp _1My7YX\" data-currency=\"Text\">Planning to buy a car?<\/span><\/p>\n<p class=\"_28z5Fp _16rIfr\">Explore the auto-buying platforms from our partners below.<\/p>\n<\/div>\n<div class=\"carousel has-dots\">\n<div class=\"slick-slider slick-initialized\" dir=\"ltr\"><button class=\"slick-arrow slick-prev slick-disabled\" type=\"button\"><svg viewbox=\"0 0 2048 2048\" aria-hidden=\"true\" class=\"_2ulGkX\" fill=\"currentcolor\" focusable=\"false\"><path d=\"M1255 1732l-718-718 718-718 113 113-605 605 605 605z\"><\/path><\/svg><\/button><\/p>\n<div class=\"slick-list\">\n<div class=\"slick-track\" style=\"width:150%;left:0%\">\n<div data-index=\"0\" class=\"slick-slide slick-active slick-current\" tabindex=\"-1\" aria-hidden=\"false\" style=\"outline:none;width:33.333333333333336%\">\n<div>\n<div class=\"_3VcUZK\">\n<div class=\"PIqV0k wnPEbn _2yNXXf\">\n<div class=\"_2uEIe_ _2urZgm ebRntp _2xadhC _2VMe8U _2QHQFI PIqV0k wnPEbn _2lZbKL BgIPML paYFr8 _1voSX6 oE4ByK _3AGHp4\">\n<div class=\"PIqV0k wnPEbn\">\n<div class=\"_2vcpA4 PIqV0k wnPEbn\">\n<figure class=\"_3ngNGS _3pP8oC\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><\/div>\n<\/div>\n<\/figure>\n<div class=\"_28CJ7N _2_Pyfm\">\n<p class=\"TS4Kq- _3VmbAf _28z5Fp\">Edmunds &#8211; New Cars Purchase<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"PIqV0k wnPEbn _2w4PM3 _2TtTbq\">\n<p><span class=\"_3P4ktl TS4Kq- _28z5Fp _2G3s3O\" data-currency=\"Text\">New and Used Car Shopping<\/span><span class=\"_21EZtY TS4Kq- _3_uGsM _28z5Fp _2G3s3O\" data-currency=\"Text\">Edmunds offers expert car reviews, pricing information, and detailed comparisons for new and used vehicles. With comprehensive data on thousands of cars, trucks, SUVs, and hybrids, Edmunds helps users make informed decisions by providing valuable insights into vehicle performance, features, and costs. The platform also allows access to financing options, vehicle listings, and dealership information, making the car-buying process seamless and stress-free. Whether searching for a new model or a quality used car, Edmunds is a trusted resource for all automotive needs.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-index=\"1\" class=\"slick-slide slick-active\" tabindex=\"-1\" aria-hidden=\"false\" style=\"outline:none;width:33.333333333333336%\">\n<div>\n<div class=\"_3VcUZK\">\n<div class=\"PIqV0k wnPEbn _2yNXXf\">\n<div class=\"_2uEIe_ _2urZgm ebRntp _2xadhC _2VMe8U _2QHQFI PIqV0k wnPEbn _2lZbKL BgIPML paYFr8 _1voSX6 oE4ByK _3AGHp4\">\n<div class=\"PIqV0k wnPEbn\">\n<div class=\"_2vcpA4 PIqV0k wnPEbn\">\n<figure class=\"_3ngNGS _3pP8oC\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><img decoding=\"async\" alt=\"CarsDirect - Car Purchase\" title=\"CarsDirect - Car Purchase\" class=\"Zsn_9Z\" src=\"https:\/\/www.nerdwallet.com\/cdn\/nodeapp\/auto-loans-client\/img\/CarsDirect.svg\" style=\"object-fit:contain\"><\/div>\n<\/div>\n<\/figure>\n<div class=\"_28CJ7N _2_Pyfm\">\n<p class=\"TS4Kq- _3VmbAf _28z5Fp\">CarsDirect &#8211; Car Purchase<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"PIqV0k wnPEbn _2w4PM3 _2TtTbq\">\n<p><span class=\"_3P4ktl TS4Kq- _28z5Fp _2G3s3O\" data-currency=\"Text\">New and Used Car Shopping<\/span><span class=\"_21EZtY TS4Kq- _3_uGsM _28z5Fp _2G3s3O\" data-currency=\"Text\">CarsDirect provides a broad selection of new vehicles, including cars, trucks, SUVs, and hybrids, through an extensive network of dealers to ensure great deals. For those interested in quality used vehicles, they offer access to over 1,400,000 listings, making it easy to find and secure the perfect car, truck, or SUV. The platform allows users to conveniently save searches and receive notifications when new listings match their criteria. Additionally, CarsDirect partners with numerous dealers to offer streamlined purchase options for both new and used cars, simplifying the buying process.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-index=\"2\" class=\"slick-slide\" tabindex=\"-1\" aria-hidden=\"true\" style=\"outline:none;width:33.333333333333336%\">\n<div>\n<div class=\"_3VcUZK\">\n<div class=\"PIqV0k wnPEbn _2yNXXf\">\n<div class=\"_2uEIe_ _2urZgm ebRntp _2xadhC _2VMe8U _2QHQFI PIqV0k wnPEbn _2lZbKL BgIPML paYFr8 _1voSX6 oE4ByK _3AGHp4\">\n<div class=\"PIqV0k wnPEbn\">\n<div class=\"_2vcpA4 PIqV0k wnPEbn\">\n<figure class=\"_3ngNGS _3pP8oC\">\n<div class=\"xkItPk\" style=\"background-color:transparent\">\n<div class=\"_30SBGi x6Nm1J\"><img decoding=\"async\" alt=\"TrueCar\" title=\"TrueCar\" class=\"Zsn_9Z\" src=\"https:\/\/cdn.nerdwallet.com\/nodeapp\/auto-loans-client\/img\/truecarlogo.png\" style=\"object-fit:contain\"><\/div>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<div class=\"PIqV0k wnPEbn _2w4PM3 _2TtTbq\">\n<p><span class=\"_3P4ktl TS4Kq- _28z5Fp _2G3s3O\" data-currency=\"Text\">New and Used Car Shopping<\/span><span class=\"_21EZtY TS4Kq- _3_uGsM _28z5Fp _2G3s3O\" data-currency=\"Text\">TrueCar offers an extensive platform for buying and selling cars with transparent pricing and personalized offers. Their digital marketplace simplifies vehicle research, and with TrueCar+, the entire car-buying process can be completed online, including flexible financing, home delivery, and options for selling or trading in vehicles. Customers also benefit from a straightforward, no-hassle experience with trusted dealers. TrueCar partners with a network of verified dealers to ensure reliable transactions and competitive deals on both new and used vehicles.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><button class=\"slick-arrow slick-next\" type=\"button\"><svg viewbox=\"0 0 2048 2048\" aria-hidden=\"true\" class=\"_2ulGkX\" fill=\"currentcolor\" focusable=\"false\"><path d=\"M825 1732l-114-113 605-605-605-605 114-113 718 718z\"><\/path><\/svg><\/button><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What is a used auto warranty?<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">In general, car warranties pay for certain repairs resulting from mechanical or electrical failures on a vehicle. In general, there are three types of warranty coverage.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ol data-currency=\"List\" class=\"_12QZXE\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Factory warranty (leftover coverage)<\/span><\/span><span class=\"_28z5Fp _3-to_p\">. If the car you buy is only a few years old, it may still have some of its original manufacturer\u2019s warranty remaining. If so, this coverage may transfer to you with the car.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Dealer warranty<\/span><\/span><span class=\"_28z5Fp _3-to_p\">. Some used car dealerships include short-term warranties at no additional cost. These warranties usually only cover basic repairs for 30 to 90 days after the vehicle\u2019s purchase.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Extended warranty<\/span><\/span><span class=\"_28z5Fp _3-to_p\">. Also called an auto service contract, this is the type of coverage we address in this article. It\u2019s an optional contract you purchase separately, and it\u2019s designed to kick in after any factory coverage expires. Extended warranties are available for used and new cars.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ol>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">You can buy extended warranties from various sources, such as vehicle manufacturers, car dealers or independent companies.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The contract prices and coverage vary widely and depend on factors such as the car\u2019s make, model, age and mileage. Other factors include the contract length, coverage level and provider you choose. In general though, the cost of a used auto warranty can range from several hundred dollars to thousands of dollars annually. You may also have to pay a deductible or any uncovered expenses when the car is repaired<\/span><button type=\"button\" aria-expanded=\"false\" aria-controls=\"nw-aria-ssr-6-4-1\" aria-haspopup=\"dialog\" data-currency=\"PopoverDisclosure\" class=\"Ay_QNo\"><span class=\"_32SMwQ\" aria-hidden=\"true\"><\/span><span class=\"_21EZtY _28z5Fp _2JIHTU vLzrnO\" data-currency=\"Link\" target=\"_self\"><sup>[0]<\/sup><\/span><\/button><span id=\"nw-aria-ssr-6-4-1\" hidden=\"\" style=\"display:none;position:fixed;left:100%;top:100%\" role=\"dialog\" tabindex=\"0\" data-dialog=\"true\" class=\"_3NQ2Lf\"><span style=\"font-size:30px;width:1em;height:1em;pointer-events:none;bottom:100%\" class=\"qytd5D _3c_2vo\" aria-hidden=\"true\"><\/span><\/span><span class=\"_28z5Fp _3-to_p\">. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">What do used car warranties cover?<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Coverage varies by provider and the type of plan you choose. Many service contract providers have tiered offerings with increasing coverage and cost at each level. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">A basic powertrain plan commonly covers major vehicle components \u2014 such as the engine, transmission and drivetrain. <\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">At the highest levels are bumper-to-bumper plans that cover nearly all car parts. These are called exclusionary, because they have only a short list of excluded items.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Other coverages that may be included at various levels are heating and air conditioning, steering, braking, suspension, electrical and fuel systems. <\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Some warranties offer add-ons, such as roadside assistance or rental car reimbursement.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Routine maintenance, such as oil changes and tired rotations, is usually excluded. So are problems resulting from normal wear and tear, although some comprehensive warranties cover parts that wear down at an added cost. <\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Before buying, it\u2019s crucial to read the fine print of the warranty. Know specifically what it includes and excludes. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">How do used car extended warranties work?<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The used car warranty provider agrees to pay for certain repairs or services as outlined in the contract. When a covered component or system fails, a car\u2019s owner takes it to an approved repair shop or dealership. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">The repair shop or dealership identifies the problem and contacts the warranty provider for authorization of the claim. After the claim is approved and repairs are completed, the warranty provider usually pays the repair shop directly, but in some cases you could be required to pay the bill upfront and be reimbursed later. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">Reasons to buy (or not buy) a used car warranty<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Certain questions can help you decide whether buying an extended warranty for your used car might be a benefit or waste of money. <\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ul data-currency=\"List\" class=\"_2cGsD8\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">How new is the car you\u2019re buying?<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> If it\u2019s only a few years old, it may still have time left on the manufacturer\u2019s original warranty. You won\u2019t want to pay for extended warranty coverage on parts that are still covered under the factory warranty. If the car you\u2019re buying is older, especially if it has <\/span><span class=\"_28z5Fp _3-to_p\">high mileage<\/span><span class=\"_28z5Fp _3-to_p\">, the more likely you are to need repairs and benefit from warranty coverage at some point.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">How much will you drive the car? <\/span><\/span><span class=\"_28z5Fp _3-to_p\">Adding significant mileage to a car can increase the chance of something breaking. If you regularly drive long distances, an extended warranty might be worth considering, especially if the vehicle already has many miles.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">How long will you keep the car? <\/span><\/span><span class=\"_28z5Fp _3-to_p\">If the used car you buy is well maintained, and you plan to drive it for a short time, a service contract might not be worth the expense or effort of later having to cancel it. On the other hand, if you plan to maintain ownership for several years, you may be more likely to use extended warranty coverage.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">How reliable is the car brand? <\/span><\/span><span class=\"_28z5Fp _3-to_p\">Some makes and models are known for going the distance without frequent repairs. Various sources identify the <\/span><span class=\"_28z5Fp _3-to_p\">most reliable car brands<\/span><span class=\"_28z5Fp _3-to_p\"> and models. Buying a used car model that doesn\u2019t have strong reliability ratings could mean more repairs in your future.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Is the car certified pre-owned (CPO) vehicle?<\/span><\/span><span class=\"_28z5Fp _3-to_p\"> <\/span><span class=\"_28z5Fp _3-to_p\">CPO cars<\/span><span class=\"_28z5Fp _3-to_p\"> undergo rigorous inspections and must meet high quality standards. They usually come with a manufacturer-backed warranty that extends time and mileage limits of the factory warranty. Check to see what the CPO warranty covers and for how long, before buying any additional coverage.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">How well can you handle unexpected repair costs? <\/span><\/span><span class=\"_28z5Fp _3-to_p\">If you don\u2019t have money for <\/span><span class=\"_28z5Fp _3-to_p\">unplanned car repairs<\/span><span class=\"_28z5Fp _3-to_p\">, an extended warranty could prevent you from getting behind on other bills or missing work when your car breaks down. If you do have a bit of a financial cushion, consider whether increasing your savings to cover potential repairs makes more sense than buying a warranty you may not use.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ul>\n<\/div>\n<div class=\"_3VJt4n\">\n<h2 class=\"_3P4ktl zeCuXk _28z5Fp _2w4PM3 _1My7YX\" data-currency=\"Text\"><span class=\"_3P4ktl zeCuXk _28z5Fp _3-to_p\">4 tips for evaluating used car warranties<\/span><\/h2>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">If you&#8217;re thinking about buying an extended warranty, here are four shopping tips.<\/span><\/p>\n<\/div>\n<div class=\"_3VJt4n\">\n<ol data-currency=\"List\" class=\"_12QZXE\">\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Compare providers<\/span><\/span><span class=\"_28z5Fp _3-to_p\">. Don\u2019t let a dealership pressure you into buying on the spot. Not all warranty companies are the same, so take time to compare. Look up online reviews and ratings to find those with the best reputation.\u00a0<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Ask for sample contracts<\/span><\/span><span class=\"_28z5Fp _3-to_p\">. Read the terms carefully to determine what is included or excluded. Compare costs, deductibles, coverage duration, vehicle mileage\/age limits and claim requirements. Make sure you aren\u2019t paying for coverage you don\u2019t need.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Check waiting periods. <\/span><\/span><span class=\"_28z5Fp _3-to_p\">Many used-car warranties don\u2019t cover preexisting conditions. You may have a waiting period of 30 to 90 days or a certain number of miles before any repairs are covered.<\/span><\/p>\n<\/div>\n<\/li>\n<li class=\"_3ho7K- _1pCihN olf-Ig\">\n<div class=\"_3wlVa6 _2247K8\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\"><span class=\"_3VmbAf _28z5Fp _3-to_p\">Negotiate if possible. <\/span><\/span><span class=\"_28z5Fp _3-to_p\">Depending on the warranty provider, you may be able to negotiate for a better price or added benefits at no cost. Make sure to let providers know that you\u2019re shopping around for coverage.<\/span><\/p>\n<\/div>\n<\/li>\n<\/ol>\n<\/div>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Purchasing an extended warranty for a used car can be expensive. But, paying out-of-pocket to repair failing car parts and systems can be too. Weighing the likelihood of needing repairs against warranty costs can help you make an informed decision.<\/span><\/p>\n<\/div>\n<div class=\"_3L_xX_ _3wlVa6 _2247K8 Flq2Pc _3_tBYj _2KjG66 _306GJB -lmp3a _2GzY4i\">\n<h3 class=\"_21EZtY eHXiWO _3_uGsM _28z5Fp _28CJ7N _1My7YX\" data-currency=\"Text\"><span class=\"_21EZtY eHXiWO _3VmbAf _28z5Fp _3-to_p\"><span class=\"_21EZtY eHXiWO _3VmbAf _28z5Fp _3-to_p\">How much do car repairs really cost?<\/span><\/span><\/h3>\n<div class=\"_3VJt4n\">\n<p class=\"_28z5Fp _3-to_p\"><span class=\"_28z5Fp _3-to_p\">Read our articles on the real cost of some common auto expenses.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.nerdwallet.com\/article\/cars\/car-shopping\/extended-warranty-used-car\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A used auto warranty can provide financial protection against paying unexpected car repair costs, but it can also be a considerable investment with little or no direct benefit. Before purchasing an extended warranty for a used car, understand exactly what you\u2019re agreeing to pay for. If you don&#8217;t drive a lot and the car is<\/p>\n","protected":false},"author":1,"featured_media":12994,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[195],"tags":[23,793,2901,3223],"class_list":{"0":"post-12993","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-personal-finance","8":"tag-buy","9":"tag-car","10":"tag-extended","11":"tag-warranty"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/12993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12993"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/12993\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/12994"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}