{"id":12945,"date":"2025-04-04T10:48:07","date_gmt":"2025-04-04T10:48:07","guid":{"rendered":"https:\/\/finderica.com\/?p=12945"},"modified":"2025-04-04T10:48:07","modified_gmt":"2025-04-04T10:48:07","slug":"bank-of-america-travel-rewards-card-vs-chase-sapphire-preferred","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=12945","title":{"rendered":"Bank of America Travel Rewards card vs. Chase Sapphire Preferred"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-featured\">\n<div class=\"FeatureTag-container relative\">\n<div class=\"FeatureTag bg-teal-600 h-10 max-h-10 text-white flex flex-row items-center justify-center text-white gap-x-2\">\n        <span class=\"block Icon Icon--xs\"> <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Badge Icon<\/title>\n<path d=\"M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z\" fill=\"transparent\" class=\"icon-offset\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z\" class=\"icon-base\"><\/path><\/svg> <\/span><br \/>\n        <span class=\"block capitalize\">Rewards rate winner<\/span><br \/>\n        <span class=\"w-1\"><\/span>\n    <\/div>\n<\/div><\/div>\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/cdn.prodstatic.com\/shared\/images\/cards\/ae837480-ed19-11ee-b6aa-83dad90afdcd.png?auto=webp&amp;width=200\" alt=\"Chase Sapphire Preferred\u00ae Card image\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    Chase Sapphire Preferred<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n                <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-ctaContainer\">\n<p>        <span class=\"flex items-center justify-center gap-x-2\"><br \/>\n                            Learn More<br \/>\n                        <\/span><\/p>\n<p>                                    <span class=\"ProductCard-ctaSubcopy\">in our Bankrate review<\/span>\n                            <\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-why-it-wins', 'heading-why-it-wins']\" x-data=\"{ expanded: 1 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" aria-expanded=\"true\" :id=\"$id('heading-why-it-wins')\" :aria-controls=\"$id('panel-why-it-wins')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<h6 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Why it wins<br \/>\n    <\/h6>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p>        <span class=\"Accordion-icon Icon mb-0 block leading-none Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span><br \/>\n    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-why-it-wins')\" :aria-labelledby=\"$id('heading-why-it-wins')\" x-show=\"expanded\" x-collapse role=\"region\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>The Bank of America Travel Rewards card offers a higher rate of 1.5X points on all regular spending compared to the Sapphire Preferred, and Preferred Rewards members can earn even more than that.<\/p>\n<p>The Bank of America Preferred Rewards program allows cardholders who have over a certain amount of money in eligible Bank of America accounts to get special perks and rewards rates. Here\u2019s the breakdown for each Preferred Rewards tier:<\/p>\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wrapped\">\n<thead>\n<tr>\n<th>Preferred Rewards tiers<\/th>\n<th>Three-month average balance<\/th>\n<th>Credit card rewards boost<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Gold tier<\/strong><\/td>\n<td>$20,000 to $49,999<\/td>\n<td>25%<\/td>\n<\/tr>\n<tr>\n<td><strong>Platinum tier<\/strong><\/td>\n<td>$50,000 to $99,999<\/td>\n<td>50%<\/td>\n<\/tr>\n<tr>\n<td><strong>Platinum Honors tier<\/strong><\/td>\n<td>$100,000 to $999,999<\/td>\n<td>75%<\/td>\n<\/tr>\n<tr>\n<td><strong>Diamond tier<\/strong><\/td>\n<td>$1 million to $9.99 million<\/td>\n<td>75%<\/td>\n<\/tr>\n<tr>\n<td><strong>Diamond Honors tier<\/strong><\/td>\n<td>$10 million and up<\/td>\n<td>75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>So if you were a Preferred Rewards Platinum Honors member or higher, you\u2019d earn 2.62X points instead of just 1.5X, which is a significant boost in rewards. However, the savings threshold for a 75 percent boost is pretty high, and even with a boost like this, the Travel Rewards card has no bonus categories for customers to maximize.<\/p>\n<p>On the other hand, the Chase Sapphire Preferred offers more rewards in several everyday categories. For example, Sapphire Preferred cardholders earn:<\/p>\n<ul>\n<li>5X points on travel through Chase Ultimate Rewards (and on Lyft rides through September, 30 2027)<\/li>\n<li>3X points on dining (including eligible delivery services), select streaming services and online grocery purchases (excluding Walmart, Target and wholesale clubs)<\/li>\n<li>2X points on general travel<\/li>\n<li>1X points on everything else<\/li>\n<\/ul>\n<p>These lucrative bonus categories can help the average family boost their rewards despite the lower rate of 1X points on non-bonus spending.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/reviews\/boa-travel-rewards-vs-chase-sapphire-preferred\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Badge Icon Rewards rate winner Chase Sapphire Preferred Learn More in our Bankrate review Why it wins Caret Down Icon The Bank of America Travel Rewards card offers a higher rate of 1.5X points on all regular spending compared to the Sapphire Preferred, and Preferred Rewards members can earn even more than that. The Bank<\/p>\n","protected":false},"author":1,"featured_media":12946,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[2143,136,369,197,141,1587,198,1709],"class_list":{"0":"post-12945","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-america","9":"tag-bank","10":"tag-card","11":"tag-chase","12":"tag-preferred","13":"tag-rewards","14":"tag-sapphire","15":"tag-travel"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/12945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12945"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/12945\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/12946"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}