{"id":11682,"date":"2025-03-13T21:22:57","date_gmt":"2025-03-13T21:22:57","guid":{"rendered":"https:\/\/finderica.com\/?p=11682"},"modified":"2025-03-13T21:22:57","modified_gmt":"2025-03-13T21:22:57","slug":"chase-ultimate-rewards-guide","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=11682","title":{"rendered":"Chase Ultimate Rewards guide"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-featured\">\n<div class=\"FeatureTag-container relative\">\n<div class=\"FeatureTag bg-teal-600 h-10 max-h-10 text-white flex flex-row items-center justify-center text-white gap-x-2\">\n        <span class=\"block Icon Icon--xs\"> <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Badge Icon<\/title>\n<path d=\"M13.007 23.965c-.883 0-1.71-.335-2.336-.95l-.033-.033-.794-.793a1.549 1.549 0 0 0-1.095-.458H7.63a3.362 3.362 0 0 1-3.353-3.35v-1.128c0-.413-.156-.804-.458-1.095l-.782-.781a3.359 3.359 0 0 1-.023-4.736l.023-.022.782-.782c.29-.29.458-.681.458-1.094V7.548a3.36 3.36 0 0 1 3.353-3.273H8.75c.413 0 .805-.167 1.106-.458l.783-.781c1.307-1.307 3.431-1.318 4.739-.011l.793.792c.29.29.693.458 1.095.458h1.118a3.362 3.362 0 0 1 3.353 3.35v1.118c0 .413.157.804.458 1.105l.783.782a3.348 3.348 0 0 1 .011 4.735l-.794.793c-.29.29-.447.682-.447 1.095v1.117c0 .893-.346 1.73-.983 2.367a3.37 3.37 0 0 1-2.37.983h-1.128c-.414 0-.805.168-1.096.458l-.782.782a3.28 3.28 0 0 1-2.358.983h-.012l-.01.022Z\" fill=\"transparent\" class=\"icon-offset\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M9.665 22.008c.626.614 1.453.95 2.336.95l.011-.023h.011a3.28 3.28 0 0 0 2.359-.983l.782-.782c.29-.29.682-.457 1.095-.457h1.129a3.37 3.37 0 0 0 2.37-.983 3.319 3.319 0 0 0 .983-2.368v-1.117c0-.413.157-.804.447-1.094l.794-.793a3.348 3.348 0 0 0-.012-4.735l-.782-.782a1.545 1.545 0 0 1-.458-1.106V6.618a3.362 3.362 0 0 0-3.353-3.35h-1.118c-.402 0-.805-.168-1.095-.458l-.794-.793a3.354 3.354 0 0 0-4.739.011l-.782.782c-.302.29-.693.458-1.106.458H6.625A3.36 3.36 0 0 0 3.272 6.54v1.195c0 .413-.168.804-.458 1.095l-.783.781-.022.023a3.358 3.358 0 0 0 .022 4.735l.783.782c.301.29.458.681.458 1.094v1.128a3.362 3.362 0 0 0 3.353 3.35h1.118c.413 0 .804.168 1.095.459l.793.793.034.033Zm1.23-1.295-.023-.023h.011l-.771-.77a3.315 3.315 0 0 0-2.358-.972H6.636c-.86 0-1.565-.704-1.565-1.564v-1.128c0-.882-.346-1.72-.972-2.356l-.782-.782a1.563 1.563 0 0 1-.023-2.2l.794-.793A3.31 3.31 0 0 0 5.06 7.77V6.652c0-.86.704-1.564 1.565-1.564h1.118a3.36 3.36 0 0 0 2.369-.971l.782-.782a1.573 1.573 0 0 1 2.224 0l.783.782a3.314 3.314 0 0 0 2.358.971h1.118c.86 0 1.565.704 1.565 1.564v1.117c0 .893.346 1.73.972 2.367l.782.782a1.577 1.577 0 0 1 0 2.211l-.793.793a3.31 3.31 0 0 0-.973 2.357v1.117c0 .424-.167.815-.458 1.105a1.548 1.548 0 0 1-1.106.458h-1.13c-.871 0-1.732.346-2.357.972l-.783.782c-.302.29-.693.457-1.106.457-.414 0-.805-.167-1.096-.457Zm-.04-5.462h.006-.011.005Zm-.631-.257a.905.905 0 0 0 1.263 0l4.549-4.556a.896.896 0 0 0 0-1.262.898.898 0 0 0-1.263 0l-3.923 3.92-1.576-1.575a.898.898 0 0 0-1.263 0 .896.896 0 0 0 0 1.262l2.213 2.211Z\" class=\"icon-base\"><\/path><\/svg> <\/span><br \/>\n        <span class=\"block capitalize\">Best for everyday rewards<\/span><br \/>\n        <span class=\"w-1\"><\/span>\n    <\/div>\n<\/div><\/div>\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/cdn.prodstatic.com\/shared\/images\/cards\/03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png?auto=webp&amp;width=200\" alt=\"Chase Freedom Unlimited\u00ae image\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    Chase Freedom Unlimited\u00ae<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n                <\/div>\n<div class=\"ProductCard-rating\">\n<div class=\"star-rating   star-rating--number-size-sm\" style=\"font-size: 16px\">\n    <span class=\"sr-only\">Rating: 4.5 stars out of 5<\/span><\/p>\n<div class=\"star-rating__main-content\">\n<div class=\"star-rating__items-container\">\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 50%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>                    <span class=\"leading-tight rating-number\">4.5<\/span><\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-ctaContainer\">\n<p>        <span class=\"flex items-center justify-center gap-x-2\"><br \/>\n                            Learn More<br \/>\n                        <\/span><\/p>\n<p>                                    <span class=\"ProductCard-ctaSubcopy\">in our Bankrate review<\/span>\n                            <\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-bankrates-view', 'heading-bankrates-view']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-bankrates-view')\" :aria-controls=\"$id('panel-bankrates-view')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<h6 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Bankrate\u2019s view<br \/>\n    <\/h6>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p>        <span class=\"Accordion-icon Icon mb-0 block leading-none Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span><br \/>\n    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-bankrates-view')\" :aria-labelledby=\"$id('heading-bankrates-view')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>The\u00a0Chase Freedom Unlimited\u00ae\u00a0is a great option for all your everyday spending since you earn at least\u00a01.5 percent cash back\u00a0for each dollar you spend, plus 5 percent back on travel booked through the Chase Travel portal and on Lyft rides through March 2025. Remember, too, that it\u2019s called \u201ccash back,\u201d but accumulates as Chase Ultimate Rewards points.<\/p>\n<p>You\u2019ll also get 3 percent cash back on all dining and drugstore purchases, and there\u2019s no\u00a0annual fee. Just remember that you\u2019ll have to pair this card with a travel credit card (like the Chase Sapphire Preferred or Reserve) if you want to be able to transfer your points to Chase airline and hotel partners.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<li x-id=\"['panel-rewards-highlights', 'heading-rewards-highlights']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-rewards-highlights')\" :aria-controls=\"$id('panel-rewards-highlights')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<h4 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Rewards highlights<br \/>\n    <\/h4>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p>        <span class=\"Accordion-icon Icon mb-0 block leading-none Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n            <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>        <\/span><br \/>\n    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-rewards-highlights')\" :aria-labelledby=\"$id('heading-rewards-highlights')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p><strong>Welcome offer<\/strong>: Earn 1.5 percent extra on everything you buy up to $20,000 spent in the first year. Max out the offer for up to $300 cash back.<\/p>\n<p><strong>Earning rates<\/strong>:<\/p>\n<ul>\n<li>5 percent cash back on travel purchased through Chase Travel<\/li>\n<li>5 percent cash back on Lyft purchases through March 2025<\/li>\n<li>3 percent cash back on dining and drugstore purchases<\/li>\n<li>1.5 percent cash back on all other purchases<\/li>\n<\/ul>\n<p><strong>Annual fee<\/strong>: $0<\/p>\n<p><strong>Additional perk<\/strong>: Enjoy an intro 0 percent APR on purchases and balance transfers for 15 months, followed by a 19.49% \u2013 28.24% Variable APR.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/rewards\/chase-ultimate-rewards\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Badge Icon Best for everyday rewards Chase Freedom Unlimited\u00ae Rating: 4.5 stars out of 5 4.5 Learn More in our Bankrate review Bankrate\u2019s view Caret Down Icon The\u00a0Chase Freedom Unlimited\u00ae\u00a0is a great option for all your everyday spending since you earn at least\u00a01.5 percent cash back\u00a0for each dollar you spend, plus 5 percent back on<\/p>\n","protected":false},"author":1,"featured_media":11683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[197,265,1587,1946],"class_list":{"0":"post-11682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-chase","9":"tag-guide","10":"tag-rewards","11":"tag-ultimate"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/11682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11682"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/11682\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/11683"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}