{"id":11556,"date":"2025-03-11T21:14:01","date_gmt":"2025-03-11T21:14:01","guid":{"rendered":"https:\/\/finderica.com\/?p=11556"},"modified":"2025-03-11T21:14:01","modified_gmt":"2025-03-11T21:14:01","slug":"how-to-choose-a-credit-card-for-no-credit-history","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=11556","title":{"rendered":"How to choose a credit card for no credit history"},"content":{"rendered":"\n<div class=\"w-full overflow-x-auto\">\n<table class=\"Table Table--text Table--stripedOdd Table--spacing1 align-middle wrapped\">\n<thead>\n<tr>\n<th><strong> Card<\/strong><\/th>\n<th><strong>APR<\/strong><\/th>\n<th><strong>Security deposit<\/strong><\/th>\n<th><strong>Annual fee<\/strong><\/th>\n<th><strong>Rewards rate<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span data-capi-name=\"6743\">Discover it\u00ae Secured Credit Card<\/span><\/td>\n<td><span data-capi-apr=\"ongoing_purchases\" data-pid=\"6743\">27.24% Variable APR<\/span><\/td>\n<td>Minimum of $200, maximum of $2,500<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"6743\">$0<\/span><\/td>\n<td>\n<ul>\n<li>2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter)<\/li>\n<li>1% cash back on other purchases<\/li>\n<li>Matches all your cash back in the first year<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"221010773\">Capital One Platinum Credit Card<\/span><\/td>\n<td>\n<span data-capi-apr=\"ongoing_balance_transfer\" data-pid=\"221010773\">29.74% (Variable)<\/span> APR<\/td>\n<td>N\/A<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"221010773\">$0<\/span><\/td>\n<td>\n<ul>\n<li>No rewards, but cardholders have access to a higher credit line after six months of on-time payments<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td><span data-capi-name=\"234110088\">OpenSky\u00ae Secured Visa\u00ae Credit Card<\/span><\/td>\n<td>\n<span data-capi-apr=\"ongoing_purchases\" data-pid=\"234110088\">24.64% (variable)<\/span> APR<\/td>\n<td>Up to $3,000<\/td>\n<td><span data-capi-fee=\"ongoing_annual\" data-pid=\"234110088\">$35<\/span><\/td>\n<td>\n<ul>\n<li>Earn up to 10% cash back on purchases through OpenSky Rewards merchant offers<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/building-credit\/how-to-choose-a-card-for-no-credit-history\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Card APR Security deposit Annual fee Rewards rate Discover it\u00ae Secured Credit Card 27.24% Variable APR Minimum of $200, maximum of $2,500 $0 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter) 1% cash back on other purchases Matches all your cash back in the first year Capital<\/p>\n","protected":false},"author":1,"featured_media":11557,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[369,2117,238,2359],"class_list":{"0":"post-11556","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-card","9":"tag-choose","10":"tag-credit","11":"tag-history"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/11556","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11556"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/11556\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/11557"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}