{"id":10161,"date":"2025-02-14T07:16:19","date_gmt":"2025-02-14T07:16:19","guid":{"rendered":"https:\/\/finderica.com\/?p=10161"},"modified":"2025-02-14T07:16:19","modified_gmt":"2025-02-14T07:16:19","slug":"best-travel-credit-cards-with-0-intro-aprs","status":"publish","type":"post","link":"https:\/\/finderica.com\/?p=10161","title":{"rendered":"Best travel credit cards with 0% intro APRs"},"content":{"rendered":"\n<div class=\"my-16\">\n<div class=\"ProductCard\">\n<div class=\"ProductCard-container\">\n<div class=\"ProductCard-headerContent\">\n                            <img decoding=\"async\" class=\"ProductCard-image\" src=\"https:\/\/cdn.prodstatic.com\/shared\/images\/cards\/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png?auto=webp&amp;width=200\" alt=\"Citi Custom Cash\u00ae Card image\"><\/p>\n<div class=\"ProductCard-infoContainer\">\n<div class=\"ProductCard-headerContainer\">\n                                            <span class=\"ProductCard-superlative\">Best for automatic 5% cash back categories<\/span><br \/>\n                                        <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProductCard-header\">\n    Citi Custom Cash\u00ae Card<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n                <\/div>\n<div class=\"ProductCard-rating\">\n<div class=\"star-rating   star-rating--number-size-sm\" style=\"font-size: 16px\">\n    <span class=\"sr-only\">Rating: 4.4 stars out of 5<\/span><\/p>\n<div class=\"star-rating__main-content\">\n<div class=\"star-rating__items-container\">\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 100%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<div class=\"star-rating__item\">\n                    <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                        <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                        <\/path>\n                    <\/svg><\/p>\n<div class=\"star-rating__fill\" style=\"width: 43%\">\n                        <svg class=\"star-rating__icon\" width=\"16\" height=\"15\" viewbox=\"0 0 16 15\">\n                            <path d=\"M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z\">\n                            <\/path>\n                        <\/svg>\n                    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>                    <span class=\"leading-tight rating-number\">4.4<\/span><\/p><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"ProductCard-body\">\n<ul class=\"Accordion w-full\">\n<li x-id=\"['panel-bankrates-view', 'heading-bankrates-view']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-bankrates-view')\" :aria-controls=\"$id('panel-bankrates-view')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n            <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n                <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>            <\/span>\n        <\/p>\n<p>    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-bankrates-view')\" :aria-labelledby=\"$id('heading-bankrates-view')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"wysiwyg wysiwyg--flush has-links text-gray-700\">\n<p>The Citi Custom Cash Card is a general cash back card, but it earns up to 5 percent cash back on select categories, which includes airlines, hotel and cruise purchases. You automatically earn 5 percent in your top spending category each quarter, so if travel happens to be your top category, then it rivals the earning potential of other travel rewards cards. It also offers 0 percent APR on purchases and balance transfers for 15 months (then 18.24% \u2013 28.24% (Variable)) and has no annual fee.<\/p>\n<p>Currently, the Citi ThankYou points vary in value, depending on how you redeem them. Basic points are worth 1.0 cents each, but if you pool your points with other eligible Citi travel cards, you may be able to boost the value to around 1.6 cents each through high-value Citi transfer partners, according to Bankrate\u2019s valuations.<\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<li x-id=\"['panel-pros-and-cons', 'heading-pros-and-cons']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n        <button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-pros-and-cons')\" :aria-controls=\"$id('panel-pros-and-cons')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><\/p>\n<p>        <!-- htmlmin:ignore --><\/p>\n<p>    <!-- htmlmin:ignore --><\/p>\n<p class=\"m-0 leading-none\">\n            <span class=\"Accordion-icon Icon mb-0 Icon--xs icon-base-gray-900\" aria-hidden=\"true\"><br \/>\n                <svg class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"><\/path><\/svg>            <\/span>\n        <\/p>\n<p>    <\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-pros-and-cons')\" :aria-labelledby=\"$id('heading-pros-and-cons')\" x-show=\"expanded\" x-collapse role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700\">\n<div class=\"ProsAndConsTable\">\n<div class=\"ProsAndConsItem\">\n<div class=\"ProsAndConsItem-headerContainer\">\n<div>\n                <img decoding=\"async\" src=\"https:\/\/live-bankrate-press.pantheonsite.io\/app\/themes\/bankrate-article-2023\/public\/site\/images\/svg\/circle-check.4f37d5.svg\" alt=\"Green circle with a checkmark inside\">\n            <\/div>\n<p>            <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProsAndConsItem-header\">\n    Pros<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n        <\/div>\n<ul class=\"ProsAndConsItem-list\">\n<li>It could offer the highest year-round rewards rate available from a no-annual-fee card on several of its potential categories.<\/li>\n<li>There\u2019s no need to activate bonuses or keep track of spending, since the top rate is automatically applied each billing cycle to the highest category.<\/li>\n<li>It can pool rewards with other eligible Citi cards, making it an excellent partner for other Citi cards that earn ThankYou points.<\/li>\n<\/ul><\/div>\n<div class=\"ProsAndConsItem\">\n<div class=\"ProsAndConsItem-headerContainer\">\n<div>\n                <img decoding=\"async\" src=\"https:\/\/live-bankrate-press.pantheonsite.io\/app\/themes\/bankrate-article-2023\/public\/site\/images\/svg\/remove-circle.2b2637.svg\" alt=\"Red circle with an X inside\">\n            <\/div>\n<p>            <!-- htmlmin:ignore --><\/p>\n<h3 class=\"ProsAndConsItem-header\">\n    Cons<br \/>\n    <\/h3>\n<p>    <!-- htmlmin:ignore -->\n        <\/div>\n<ul class=\"ProsAndConsItem-list\">\n<li>The elevated bonus category has a relatively low reward spending cap for each billing statement, which can reduce your earning potential if you spend heavily in one category or have authorized users sharing the account.<\/li>\n<li>You only earn elevated cash back in one category each billing cycle, so you may not earn as many rewards as you would with rival cards.<\/li>\n<li>If this is your sole rewards card, you may only earn a boosted rewards rate on higher-expense categories like groceries or dining.<\/li>\n<\/ul><\/div>\n<\/div><\/div>\n<\/p><\/div>\n<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><a href=\"https:\/\/www.bankrate.com\/credit-cards\/best-travel-cards-with-0-apr\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Best for automatic 5% cash back categories Citi Custom Cash\u00ae Card Rating: 4.4 stars out of 5 4.4 Caret Down Icon The Citi Custom Cash Card is a general cash back card, but it earns up to 5 percent cash back on select categories, which includes airlines, hotel and cruise purchases. You automatically earn 5<\/p>\n","protected":false},"author":1,"featured_media":10162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[220],"tags":[1992,420,238,4081,1709],"class_list":{"0":"post-10161","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit-cards","8":"tag-aprs","9":"tag-cards","10":"tag-credit","11":"tag-intro","12":"tag-travel"},"_links":{"self":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/10161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10161"}],"version-history":[{"count":0,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/posts\/10161\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=\/wp\/v2\/media\/10162"}],"wp:attachment":[{"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finderica.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}