Browsing: Understanding

Contributions to the Roth Thrift Savings Plan (TSP) continue to grow among federal employees. The Roth TSP has been available to most federal employees since 2012.…

As tuition and living expenses continue to rise, paying for college can feel overwhelming, even with scholarships or savings. Federal direct unsubsidized loans can help you…

The retiree annuity supplement (RAS) is a monthly retirement benefit paid to those FERS employees who retire from federal service before age 62 under the FERS…

Editor’s Note: Just like the price of gold itself, interest in gold has been surging over the past year. That’s why I decided to pass along…

Since Roth IRAs became first available in 1998, many federal employees have contributed to Roth IRAs. While there are no income benefits when contributing to a…

A traditional Individual Retirement Account (IRA) is a way to save money for the future while receiving tax benefits today. You contribute during your working years,…

Debt collectors are known to be pushy. Fortunately, the Fair Debt Collection Practices Act (FDCPA) gives you tools to make sure that you only pay what…

This is the second in a series of columns explaining Medicare and how enrolling in Medicare can minimize and most likely eliminate a federal retiree’s out-of-pocket…

Student loan consolidation is often confused with general debt consolidation, but the two are not the same. Debt consolidation usually refers to combining multiple debts, such…

How much student loan debt is in the U.S.? The answer might surprise you. Outstanding student loan debt (including both federal and private student loans) currently…