Browsing: FERS

If eligible, a retiring CSRS or FERS employee may elect to receive the alternative form of a CSRS or FERS annuity (AFA). A retiring employee who…

A recent  column (“How CSRS and FERS Retirement Annuities Are Taxed”) discusses how CSRS and FERS non-disability retirement annuities are federally taxed. In accordance with the…

Both CSRS/CSRS Offset and FERS employees contribute to their respective retirement systems via payroll deduction. Each pay date, a portion of the employee’s after-tax salary is…

A review of the various factors that go into choosing an ideal date to retire from federal service PENSION: how to have no gap between being…

The government shutdown is delaying the announcement for the 2026 federal retiree cost-of-living adjustment which affects those retired under the Civil Service Retirement System (CSRS) and…

What happens when a FERS employee wishes to retire prior to meeting all of the full eligibility requirements? In this article, I’ll share how a FERS…

Thousands of FERS employees will be retiring or leaving federal service over the next few months. They are retiring under several types of retirement including immediate…

A model of estimating the cost-of-living adjustment (COLA) for retirees points to a 2.2% COLA increase for 2026, down from an estimated 2.5% a month ago.…

Federal employees who leave federal service before they are eligible to retire can apply for a refund of their CSRS or FERS retirement contributions. This column…

This is the fifth of a series of columns reviewing the retirement options for federal employees covered by the Federal Employees Retirement System (FERS). Presented in…