Browsing: earned

Key insight: Every day, millions of American workers are caught in the same trap: Their bills are due before their paychecks arrive. Earned wage access solves this…

Key insight: A new, slick breed of payday loan app is working to extract profits from people struggling with the affordability crisis. What’s at stake: Lending…

Momo Productions | Digitalvision | Getty ImagesThe earned income tax credit, or EITC, is a tax break for low- to moderate-income workers, which increases based on…

Key insights: 2025 was a year marked by new guidance from the CFPB, six new state regulations, product and market expansion from existing EWA providers, and…

Key insights: Earned wage access provider EarnIn is expanding into B2B payroll but will still offer direct-to-consumer EWA. What’s at stake: The expansion comes as consumer advocate…

Secured accounts and cards have traditionally been a way for consumers to build or repair their credit with a little bit of upfront capital, but the…

2025 has brought a flurry of state regulation governing the earned wage access industry, with six states inking new laws surrounding on-demand pay in nearly as…

DenisTangneyJr/Getty Images Louisiana and Connecticut have become the latest states – 11 and 12 – to advance regulations governing earned wage access as the finance tool…

Gold has had an enticing allure for most of human history. When someone has an exceptional moral character, they have a heart of gold. When an…

Thomas, a 39-year-old mom of two, says she could be leading a finance team at a large company with several people reporting to her at this…