Browsing: Debt

If you’re considering debt settlement, you’ve probably asked yourself a hard question: “Do I really have to stop paying my creditors?”  For many people, the idea…

The Consumer Financial Protection Bureau is proposing reducing supervision of all but the largest nonbanks in four key markets: auto financing, consumer credit reporting, debt collection…

Let’s start with the big question: How much Americans are in debt right now?  The latest data from the Federal Reserve Bank of New York indicates…

Credit card balances are ticking higher in 2025, according to a new quarterly report on household debt from the Federal Reserve Bank of New York.Balances rose by $27…

If you’ve ever had debt in collections, you probably know how overwhelming the situation can feel. Constant phone calls and the fear of what might happen…

Most people get energized to make changes in the New Year. But here’s a thought worth considering: summer may be the best time for fresh starts,…

Why finishing college could help solve the student loan crisis Policymakers often blame student loan delinquencies and defaults on the amount of debt. But I argue…

If you’re facing $15,000 in credit card debt, it can feel like there’s no clear way forward. But with a focused plan and consistent effort, it’s…

If you’re juggling multiple debts, you might be looking for a fresh start. Debt consolidation and bankruptcy are two paths to getting a handle on your…

One mistake people make when offering debt tips is ignoring the emotional impact of all those numbers. Staring down a mountain of credit card bills or…