Browsing: cashflow

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score.Expert quote: Experian’s Scott Brown suggests the model lets lenders “say yes” more…

Lenders are broadening their target audiences, often considering borrowers that don’t have a long track record with credit bureaus. Experian is trying to address this challenge…

Blue Planet Studio – stock.adobe As digital transactions produce more data and the U.S. embraces open banking, an older form of lending is getting a second…